19 July 2010, 7:47 pm
This happened last August. My husband and I purchased a pickup truck from National Auto Sales in Marietta Georgia. It's an in house financing dealership. Within 2 days of buying it we were going on a trip to Minnesota to pull a cargo trailer for a friend. We told this to the salesman who told us it was no problem. We made a $400 down payment. While in Minnesota, we were late paying by about 2 to 4 days. We recieved a very rude phone call from a lady at the dealership. I talked to her supervisor and told him we had pulled a trailer to Minnesota and my husband had to fly to Seattle Washington on urgent business. We were waiting on payment from a customer in Seattle. The supervisor (I believe his name was Ira) said ok. Told him we would pay the next afternoon. We didn't take into account that Seattle was 3 hours behind Georgia. Next day Ira called us and was very rude. Told us we were not supposed to use the truck for work purposes and would not accept payment. We told him that it wasn't for work. He told us to bring the truck back to the dealership immediately to re-do the contract. I told him we were not re-doing the contract and by law did not have to. He then told us we had to give the truck back to the dealership. He told us that if we didn't have it back within 2 days that he was getting a warrant for our arrest. He still refused payment. I told him that we were in Minnesota and I was pregnant. It would take more than 2 days to drive back to Georgia. But we did start back to Georgia. During those few days he called my brother-in-law, mother, and mother-in-law telling them about having us arrested and that our son would be taken away from us. He called them multiple times. When I got to Georgia I called and told them that due to my health, I could not drive the 100 miles from my home to turn in the truck. I told him to call me when they are in my area and I would meet them with the truck. For several days they did not call. Then they start emailing and calling saying I had a warrant for my arrest. Finally I got the owner of the dealership to email me. He agreed to send Ira to my home and that he would call before he left so that I could clean my truck out. Never saw or heard back from them for 2 to 3 days. One morning I happened to be awake early. They pulled up into my driveway and was looking at my truck which was parked on my carport. They would not show me any proof of any warrants. I had to rush and remove my belongings from the truck. That day I started experiencing signs of having a miscarriage. I had my 2 year old son and also no way of getting to the doctor or hospital. I was very stressed out for them taking my truck and only way to get somewhere. A few days later I had to end up calling an ambulance and had a very traumatic miscarriage. To this day I am haunted by that experience of repo and miscarriage. My health has somewhat declined and I have been very depressed and emotional. I found that they had put the entire cost of the purchase of the truck on my credit report. Last time I looked they had the same truck for sale on their car lot. I never recieved any papers in the mail. They never tried auctioning the truck. This has kept my husband and I from buying a house of our own. We incurred a lot of expenses just getting home from Minnesota. Much more, it has caused emotional stress, declining health, and the loss of a baby. I have now found the laws about credit/debt collections and can see that what they did was very illegal. I have witnesses who recieved phone calls from them and also copies of emails.... Read More »
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